Retainage and cash timing
Revenue looks booked while cash arrives late—and payroll still hits on schedule.
Ken Ndegwa, CPA · DFW
Financial direction for owner-led DFW businesses
Financial leadership for established contractors ready to control cash, WIP, and the next lender conversation.
When revenue growth creates retainage pressure, late closes, and lender-package scrambles, Fieldcrest brings principal-led close discipline and forward-looking financial direction.
Financial Direction Review • Direct Principal Access • No Obligation
Principal-led financial direction in the DFW Metroplex
Authority
Principal-led. Contractor-first. DFW-rooted.
Principal-led close discipline and cash visibility for owner-led DFW businesses—starting with contractors and trades.
CPA-led
Texas CPA founder
Back-office financial leadership—not a public accounting firm.
DFW
Metroplex focus
Dallas, Fort Worth, Plano, Frisco, Irving.
Trades
Contractors first
Established contractors and trades first; other industries via dedicated routes.
One system
Operating rhythm
Close, cash, tax timing, and advisory under one principal.
The financial blindspot
Bookkeeper history is not the same as financial control.
Growth that outruns close discipline shows up as cash cliffs, WIP fog, and rushed lender packages.
Many established DFW contractors still run on delayed statements and year-end tax conversations. Neither answers retainage timing, job-margin truth, or whether the next bank conversation will hold.
WIP and job-margin fog
Jobs look fine until close catches up—and margin surprises arrive after the fact.
Lender-package scrambles
Reporting gets assembled under deadline instead of living in the monthly rhythm.
The Fieldcrest system
One financial operating rhythm for companies that have outgrown bookkeeper-only reporting.
Fractional CFO direction, bookkeeping, tax timing, and advisory—run as one operating rhythm for DFW contractors.
Fractional CFO Services
13-week cash forecasting, capital guidance, and reporting for owner decisions—without a full-time CFO hire.
- 13-week cash view
- Job and company margin visibility
- Lender-ready packages
Accounting Operations & Bookkeeping
Systematic bookkeeping, reconciliations, and month-end closes on a published cadence—so your numbers are decision-ready.
- Month-end close on a published calendar
- Reconciled, decision-ready ledgers
- Catch-up cleanups without freezing the field
Tax Strategy & Compliance
Proactive federal and Texas franchise tax planning so filings are not the first conversation of the year.
- Fewer filing-season surprises
- Texas franchise tax planning
- Quarterly planning cadence
Strategic Advisory
Capital, equipment, bonding, and lender packets when the question is bigger than last month’s statements. Transaction support when a deal is on the table.
- Lender and bonding packages
- Capital and equipment decision support
- Transaction packages when a deal is live
Founder
Principal-led financial direction for owner-led Texas businesses.
Growing companies rarely fail from a lack of market opportunity; they struggle from a lack of financial control.
Fieldcrest was founded by Ken Ndegwa, a licensed Texas CPA. Fieldcrest provides back-office financial services and fractional CFO leadership; it is not a public accounting firm and does not perform public audit or attest engagements requiring a firm license.
The practice focuses on owner-led DFW businesses—starting with established contractors and trades—helping leadership move from disorganized reporting to controlled financial decisions.
Based in the Dallas–Fort Worth Metroplex, Ken is an active road cyclist on local Texas trails and spends time with his wife and three children.
Meet Ken
How we work
How we work with owners
We publish process and positioning—not fabricated results.
Lender intelligence
Reporting packaged for how owners and credit professionals actually decide.
Controlled growth
Cash and WIP visibility before hiring, equipment, and bond conversations harden.
Principal-led partnership
Direction Reviews and cadence with founder involvement—not a ticket queue.
Operating rigor
Close discipline and reconciled ledgers as the foundation for forward-looking decisions.
Industries
Contractors first. Other DFW verticals remain on dedicated routes.
Construction and trades first. Secondary routes: professional services, real estate, and medical practices.
View all industriesThe upgrade
From reactive compliance to controlled financial decisions.
What changes when you upgrade from a compliance vendor to an embedded financial partner.
| Dimension | Traditional Regional CPA | Fieldcrest System |
|---|---|---|
| Primary Focus | Annual tax filing and backward-looking history. | Close discipline, cash planning, and lender-ready reporting. |
| Cash Visibility | Bank balances and delayed spreadsheets. | Rolling cash views tied to how the business actually collects. |
| Job / WIP Truth | Margin discovered after the fact. | WIP and job-margin visibility in the operating rhythm. |
| Reporting Speed | Statements delivered weeks late. | Month-end close on a reliable cadence. |
| Advisor Role | Hourly compliance vendor. | Principal-led partner for capital and lender conversations. |
Next step
Start a Financial Direction Review.
A confidential conversation with principal leadership about close discipline, cash visibility, and reporting readiness for your next decisions.
Request Financial Direction Review · Confidential
FAQ
Frequently Asked Questions
Clear answers on licensing, Direction Reviews, and how Fieldcrest engagements work.
Fieldcrest provides back-office financial services, including bookkeeping, controller services, and CFO advisory. Fieldcrest is led by licensed Texas CPA Ken Ndegwa, but the firm itself is not a public accounting firm and does not perform public audit or attest engagements requiring a firm license.
Financial Direction Review
Start a Financial Direction Review.
A confidential conversation with principal leadership about close discipline, cash visibility, and reporting readiness for your next decisions.
Confidential • Direct Principal Access • No Obligation